Disclaimer and Terms

Please be aware that the risk of loss in DeFi can be extremely high, especially in an omnichain environment as operated by the decentralized NOYA Network. The delegated services with which NOYA interacts include but not limited to:

  • Holding of cryptoassets

  • Trading on decentralized exchanges

  • Liquid staking of platform and protocol tokens

  • Locked staking of platform and protocol tokens

  • Liquidity providing

  • Collateralized and uncollateralized lending

  • Collateralized and uncollateralized borrowing

  • Purchase and issuance of insurance products

  • Purchase and issuance of derivatives such as options and futures

  • Bridging funds between networks

Please note that this list is subject to changes as new protocols are integrated. You should carefully consider whether delegating funds to NOYA Network's vaults or purchasing NOYA Network's governance token ($NOYA) aligns with your risk profile and loss capacity. As with any asset, $NOYA, vault tokens, and their underlying DeFi protocols can experience fluctuations in return, potentially leading to significant losses limited to the amount of funds you deposit.

Consequently, you should not invest money you cannot afford to lose. If you are uncertain about any matters, you should seek advice from a financial advisor. NOYA Network does not provide any investment, legal, or tax advice and does not assume any liability to third parties with respect to the provision of advice or your transactions in and in connection with NOYA Network.

You should ensure that your activities relating to NOYA Network comply with all applicable legal and regulatory requirements and restrictions you abide by. By carrying out transactions in or in connection with NOYA Network and its vaults, you warrant that you are authorized to enter into the relevant transactions and that you are acting in compliance with applicable law and regulation.

NOYA Network as an organization and its team do not participate in nor are counterparties to transactions in NOYA Network. Moreover, NOYA Network does not provide any intermediary services in relation to such transactions and, specifically, does not act as a broker, advisor, exchange, trading venue, clearer, or custodian for any party. All transactions in or in connection with NOYA Network are carried out on a peer/model-to-pool basis (peer-to-peer relying on liquidity pools), using immutable smart contracts. This means that parties to the relevant transactions deal directly with each other and with vaults' underlying protocols without NOYA Network or NOYA Network's involvement. Accordingly, the activities relating to NOYA Network and NOYA Network are not subject to any regulatory licenses, permissions, or authorizations.

Any transactions in or in connection with NOYA Network will not be within the scope of any investor compensation scheme or any complaints or ombudsman service. For the avoidance of doubt, if you are a US person (as defined in the Securities Act of 1933, as amended) or a citizen or resident of Canada, Japan, South Korea, China, or a member of currently sanctioned OFAC countries including the Balkans, Belarus, Burma, Cote D'Ivoire (Ivory Coast), Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Russian Federation, Sudan, Syria, and Zimbabwe; Then you are not allowed to access or use NOYA Network's protocols. The peer/model-to-pool transaction schema via smart contracts implies that users assume the risk of meeting local legal obligations as it pertains to counterparties in the country the user resides. NOYA Network does not offer advisory, direct trade execution, or direct clearing services. It has no oversight, involvement, or control with respect to the transactions you may enter into with counterparties through NOYA Network protocols.

NOYA Network will never act as an advisor, broker, consultant, a direct derivatives counterparty, a direct clearing agent, or direct custodian of customer funds. NOYA Network users remain the sole custodian of the funds they deposit in vaults and are free to liquidate their positions at any time.

By accepting this disclaimer, you acknowledge the risks involved in interacting with advanced DeFi protocols in an early cross-chain environment and that you, the user, and not NOYA Network, are solely responsible for any losses, financial or otherwise, as a result of using this service. NOYA Network shall under no circumstances be liable for any lost deposits, lost profits, lost opportunities, misstatements, or errors contained within these pages. You also agree that NOYA Network will not be held liable for data accuracy, technical issues (client-side, server-side, or blockchain-side), or any special or consequential damages that result from the use of, or the inability to use, any or all of the materials published by NOYA Network (e.g., https://noya.ai).

You agree to hold NOYA Network harmless for any act resulting directly or indirectly from its services, data, content, materials, associated pages, and documents. The information in this document and all related NOYA Network projects' documents and any and all information on NOYA Network is for information purposes only and does not constitute financial or technical advice or an inducement to purchase or sell any service or security (however defined under applicable law).

NOYA Network makes no warranties of any kind in relation to its content and services, including but not limited to accuracy, security, integrity, and (financial or operational) performance of instruments (e.g., NOYA Network's vaults) and investments. Any use of NOYA Network and its features and functionalities are solely at your own risk and discretion. You should always conduct your own research, review, analysis, and verify the content of services before relying on or using them.

By accepting this disclaimer, you acknowledge that your use of NOYA Network's services is at your sole risk and discretion. You assume full responsibility for any losses, financial or otherwise, resulting from your interaction with NOYA Network's advanced DeFi protocols in an early cross-chain environment. NOYA Network shall not be held liable for any lost deposits, lost profits, lost opportunities, misstatements, errors, data inaccuracies, or technical issues (client-side, server-side, or blockchain-side) that may arise from the use of, or inability to use, any or all of the materials published by NOYA Network (e.g., https://noya.network).

You agree to indemnify and hold harmless NOYA Network for any act resulting directly or indirectly from its services, data, content, materials, associated pages, and documents. The information in this document, related NOYA Network project documents, and any information on NOYA Network is provided for informational purposes only and does not constitute financial, technical, or any other form of advice or an inducement to purchase or sell any service or security (however defined under applicable law). NOYA Network makes no warranties or representations of any kind in relation to its content and services, including but not limited to accuracy, security, integrity, and (financial or operational) performance of instruments (e.g., NOYA Network's vaults) and investments. Any use of NOYA Network and its features and functionalities are solely at your own risk and discretion. You should always conduct your own research, review, analysis, and verify the content of services before relying on or using them.

You acknowledge and understand that NOYA Network is not responsible for any financial, technical, or other advice, and that you should consult with a professional financial advisor, attorney, or tax expert if you have questions or concerns about your specific situation. You are responsible for ensuring that your use of NOYA Network complies with all applicable laws, regulations, and restrictions in your jurisdiction.

NOYA Network is not responsible for the actions, decisions, or omissions of its users. By using NOYA Network's services, you warrant that you are authorized to enter into the relevant transactions and that you are acting in compliance with applicable laws and regulations. You further acknowledge that NOYA Network is not a party to any transactions carried out on its platform, nor does it provide any intermediary services in relation to such transactions. All transactions on NOYA Network are conducted directly between users and liquidity pools via immutable smart contracts, without NOYA Network's involvement.

By accepting this disclaimer, you acknowledge the risks inherent in using advanced DeFi protocols in an early cross-chain environment and assume full responsibility for any losses or damages resulting from your use of NOYA Network's services. NOYA Network shall not be held liable for any lost deposits, lost profits, lost opportunities, misstatements, errors, data inaccuracies, or technical issues (client-side, server-side, or blockchain-side) that may arise from the use of, or inability to use, any or all of the materials published by NOYA Network (e.g., https://noya.ai).

You agree to indemnify and hold harmless NOYA Network for any act resulting directly or indirectly from its services, data, content, materials, associated pages, and documents. By using NOYA Network's platform and services, you accept the risks and potential consequences associated with your actions and decisions and agree that NOYA Network shall not be held responsible for any resulting losses or damages.

In addition, by using NOYA Network's platform and services, you acknowledge that the information provided by NOYA Network, including but not limited to its website, documents, and associated materials, is for informational purposes only and does not constitute financial, legal, or tax advice. NOYA Network makes no warranties or representations regarding the accuracy, security, integrity, or performance of its content, services, and investments, including, but not limited to, NOYA Network's yield optimization strategies.

Any use of NOYA Network's features and functionalities is solely at your own risk and discretion. You should always conduct your own research, review, analysis, and verify the content of services before relying on or using them. By accepting this disclaimer, you agree that NOYA Network will not be held liable for any losses or damages, financial or otherwise, as a result of using its services.

NOYA Network does not act as an advisor, broker, consultant, direct derivatives counterparty, direct clearing agent, or direct custodian of customer funds. Users of NOYA Network remain the sole custodian of the funds they deposit and are free to liquidate their positions at any time. By interacting with NOYA Network's platform, you acknowledge that you are solely responsible for meeting any legal obligations pertaining to counterparties in your country of residence.

By accepting this disclaimer, you agree to indemnify and hold harmless NOYA Network, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of NOYA Network's platform and services.

You also agree that NOYA Network shall under no circumstances be liable for any lost deposits, lost profits, lost opportunities, misstatements, or errors contained within its platform, documents, or associated materials. Additionally, NOYA Network will not be held liable for any data accuracy issues, technical problems (whether client-side, server-side, or blockchain-side), or any special or consequential damages that result from the use of, or the inability to use, any or all materials published by NOYA Network (e.g.,https://noya.ai).

By accepting this disclaimer, you acknowledge that you have read, understood, and agreed to the terms and conditions outlined herein. Furthermore, you acknowledge that the risks involved in interacting with advanced DeFi protocols and yield optimization strategies may be significant and that you, the user, and not NOYA Network, are solely responsible for any losses, financial or otherwise, that may result from using its services.

NOYA Network reserves the right to update or modify this disclaimer at any time without prior notice. It is your responsibility to periodically review this disclaimer and ensure that you are aware of any changes. Your d use of NOYA Network's platform and services following any changes to this disclaimer will constitute your acceptance of such changes.

This disclaimer, along with any additional terms, conditions, or policies posted on NOYA Network's website or platform, constitutes the entire agreement between you and NOYA Network concerning your use of its platform and services. If any provision of this disclaimer is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

If you have any questions or concerns about this disclaimer, NOYA Network's services, or the risks associated with using its platform, you are encouraged to contact NOYA Network's support team for further assistance. It is important to remember that investing in DeFi carries inherent risks, and you should only invest funds that you can afford to lose. It is also strongly recommended that you consult with a financial advisor, legal expert, or tax professional before making any investment decisions.

By using NOYA Network's platform and services, you acknowledge that you are responsible for understanding and complying with any legal or regulatory requirements applicable to your jurisdiction. You warrant that you are authorized to enter into the relevant transactions and that you are acting in compliance with all applicable laws and regulations.

By accepting this disclaimer, you confirm that you have read, understood, and accepted the risks and responsibilities associated with using NOYA Network's platform and services. Furthermore, you agree to indemnify and hold NOYA Network, its affiliates, and their respective officers, directors, employees, and agents harmless from any and all claims, liabilities, damages, losses, or expenses, including attorneys' fees and costs, arising out of or in any way connected with your access to or use of the platform and services.

Please note that this disclaimer is subject to change at any time at NOYA Network's sole discretion. You are responsible for periodically reviewing this disclaimer to ensure that you are aware of any updates or modifications. Your d use of the platform and services following any changes to this disclaimer shall constitute your acceptance of such changes.

Disclaimer for UK residents

NOYA DAO (the "DAO") is not authorized or regulated by the Financial Conduct Authority (FCA), and accordingly, the protections provided by the UK regulatory system will not be available to you when using the products and services provided by NOYA DAO. It is your responsibility to ascertain whether you are permitted to use the products and services provided by NOYA DAO according to applicable laws or regulations. By accessing this website and the products and services available through it, you acknowledge and confirm that you are a company or partnership with share capital or net assets of at least £5m, or a trust with total cash and investments of at least £10m, or that you have professional experience in matters relating to investments and your ordinary activities involve you in dealing in cryptoassets for the purpose of a business carried on by you. You also acknowledge that cryptoassets are high-risk investments and that you deal in them at your own risk.

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